USDA

USDA Loan

For people who love the countryside.

About USDA Loans

Searching for a home in a rural area? We help make it happen with 100% financing and flexible credit and underwriting terms. Insured by the U.S. Department of Agriculture, USDA loans are mortgages made specifically for rural properties. The USDA’s Single Family Housing Guaranteed loan program is a popular choice for low- and moderate-income families looking to purchase or refinance a home. USDA loans are an affordable method to obtain adequate, decent, and safe housing in rural areas. Eligible applicants may build, rehabilitate, or relocate a dwelling in an eligible rural area.

Why Get a USDA Loan?

  • 0% down payment.
  • Credit scores as low as 580 may be accepted.
  • Low to moderate income may qualify.
  • Borrower must be a U.S. citizen, non-citizen U.S. national, or qualified permanent resident alien.
  • Rural properties only (certain geographic eligibility requirements apply).
  • Available for purchase, rate/term refinance, or streamline refinance.
*Depending on specific loan characteristics.

Call Rae Drake, Loan Originator at 352-514-1829.

Call David Drake, Loan Originator at 772-321-2901.

Want to learn more?

    Submit your information below and one of our Loan Originator will contact you.

    *By submitting a request to be contacted, you agree that New American Funding may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a corporate, state, or federal Do Not Call registry or requested New American Funding not send marketing information to you by use of phone, email or text message. You agree New American Funding may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving autodialed calls or texts is not required as a condition of purchasing any New American Funding products or services and you may choose to contact Rae Drake at 352-514-1829